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Loan Rates


Effective as of: July 27, 2017

Loan Type Approximate Term (Months) APR* Daily Periodic Rate
Automobile Loans
New and Used Automobile Loan Rates Rates are based on Credit Reporting Beacon Score    
  New & Used Rates    
725 or above 48 Months to 72 Months 2.99% 0.008192
650-724 48 Months to 72 Months 3.99% 0.010932
600-649 48 Months to 72 Months 5.99% 0.016411


  9.90% 0.027123


Automobile Terms of Finance

Year Model Listed Below      
2016-2017 Up to 72 Months    
2014-2015 Up to 60 Months    
2012-2013 Up to 48 Months    
2010-2011 Up to 36 Months    
Share Secured Loans
Up to 60 Months   3.00% 0.008219
Motorcycles, Boats. Wave-Runners and Campers
Up to 60 Months   5.50% 0.015068
Signature Loans 
Credit Score
700 and above   8.00% 0.021918
600-699   14.00% 0.038356
599 and below   18.00% 0.043915
Application Fees: A fee of $30.00 will be charged to cover the cost of processing the loan.
Filing Fee: A lien filing fee will be charged at the time of the advance if the credit union takes a security interest in the collateral. The amount of the filing fee will be disclosed on the loan voucher.
Collection: You promise to pay all court cost of collecting the amount you owe under this contract including court cost and reasonable attorney fees.


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