People Helping People

Loan Rates

 

Effective as of: July 27, 2017

Loan Type Approximate Term (Months) APR* Daily Periodic Rate
Automobile Loans
New and Used Automobile Loan Rates Rates are based on Credit Reporting Beacon Score    
  New & Used Rates    
725 or above 48 Months to 72 Months 2.99% 0.008192
       
       
650-724 48 Months to 72 Months 3.99% 0.010932
       
       
600-649 48 Months to 72 Months 5.99% 0.016411
       
       

500-599

  9.90% 0.027123

 

Automobile Terms of Finance

 
Year Model Listed Below      
2016-2017 Up to 72 Months    
2014-2015 Up to 60 Months    
2012-2013 Up to 48 Months    
2010-2011 Up to 36 Months    
       
Share Secured Loans
Up to 60 Months   3.00% 0.008219
       
Motorcycles, Boats. Wave-Runners and Campers
Up to 60 Months   5.50% 0.015068
       
Signature Loans 
       
Credit Score
700 and above   8.00% 0.021918
600-699   14.00% 0.038356
599 and below   18.00% 0.043915
       
Application Fees: A fee of $30.00 will be charged to cover the cost of processing the loan.
Filing Fee: A lien filing fee will be charged at the time of the advance if the credit union takes a security interest in the collateral. The amount of the filing fee will be disclosed on the loan voucher.
Collection: You promise to pay all court cost of collecting the amount you owe under this contract including court cost and reasonable attorney fees.

 

We Now Have Mobile Banking! Just Tap the Phone to Get Started!

 

         

Click here to view our Current News Letter